What is the ECO4 Scheme and How Can You Benefit? (2025 Guide)

What is the ECO4 Scheme and How Can You Benefit (2025 Guide)

Introduction: Struggling with rising energy bills? The ECO4 Scheme can help.

If you’re a homeowner or renter in the UK, you know how expensive it has become to heat your home. It feels like a challenge to keep your family warm and your expenditures low during the harsh winters and rising energy prices.

The ECO4 scheme (Energy Company Obligation phase 4) is here to help. Backed by the UK government, ECO4 provides funding for free energy efficiency upgrades — including new boilers, insulation, heating systems, and even renewable technologies like air source heat pumps.

At HeatSources UK, we specialise in helping households access up to £40,000 worth of energy-saving improvements — often at zero cost to you.

In this guide, we’ll explain everything you need to know about ECO4, including:

What is the ECO4 Scheme?

The Energy Company Obligation (ECO) is a government project started in 2013, aimed to fight fuel poverty and reduce carbon emissions by improving the energy efficiency of homes in the UK.

Now in its fourth phase (ECO4) — running from April 2022 to March 2026 — the scheme targets households that:

  • Are low-income
  • Live in energy-inefficient homes
  • Struggle with high energy bills

The idea is simple: By upgrading the insulation and heating systems of homes, residents can use less energy, stay warmer, and lower their expenses — while also helping the UK meet its environmental targets.

Under ECO4, big energy companies are legally obligated to fund improvements for qualifying households. These improvements are installed by accredited companies like HeatSources UK, with the costs covered by the scheme.

Why is ECO4 Important for You?

Let’s break it down clearly. Here’s how ECO4 benefits you directly:

Benefit Impact
Lower energy bills Save up to £500–£1500/year on heating costs
Warmer, more comfortable home No more cold drafts or dampness
Increased property value Energy-efficient homes are more attractive to buyers
Reduced carbon footprint Help the environment with lower emissions
Free or heavily subsidised upgrades No upfront costs if eligible

In fact, according to UK government estimates, an average ECO4 upgrade can cut energy bills by 30–60%, depending on your current home condition.

Who is Eligible for ECO4 Funding?

You might be surprised — many UK households qualify but don’t realise it!

  1. You could be eligible if you: Have a low household income(typically under £31,000/year)
  2. Receive one or more of these qualifying benefits:
  • Universal Credit
  • Pension Credit
  • Child Tax Credit
  • Working Tax Credit
  • Income Support
  • Housing Benefit
  • Jobseeker’s Allowance
  • Employment & Support Allowance
  • Live in a property with poor energy efficiency(EPC rating D, E, F, or G)
  • Own or rent (with landlord permission)

Even if you don’t claim benefits, you might still qualify under “LA Flex” (Local Authority Flexible Eligibility) rules. We can check that for you.

It’s always worth applying — you might be eligible without knowing it.

What Free Upgrades Can You Get Under ECO4?

What Free Upgrades Can You Get Under ECO4

At HeatSources UK, we offer a wide range of fully funded measures, depending on your property’s needs:

Heating Improvements

  • Free Boiler Replacement(upgrading inefficient gas boilers to A-rated models)
  • First-Time Central Heating(for homes without any central heating system)
  • Electric Storage Heater Upgrade(modern, energy-efficient electric heating)
  • Air Source Heat Pumps(renewable, low-carbon heating technology)

 

Insulation Upgrades

  • Cavity Wall Insulation(reduce up to 35% heat loss)
  • Loft Insulation(prevent up to 25% heat loss)
  • Underfloor Insulation(keep floors warmer)
  • Internal Wall Insulation(for solid wall homes)

 

Renewable & Other Measures

  • Solar Panels(generate your own electricity — in some cases)
  • Smart Heating Controls(boost energy efficiency further)

 

Not all homes will qualify for every measure — but after a free assessment, we’ll recommend what your home is eligible for.

How Much Could You Save?

Let’s look at realistic savings:

Upgrade Estimated Annual Saving
Boiler Upgrade £300–£500/year
Cavity Wall Insulation £200–£300/year
Loft Insulation £150–£250/year
Air Source Heat Pump £500–£1000/year (depends on usage)
Solar Panels £200–£400/year

On average, households receiving a combination of measures save £500–£1500 per year on bills.

How to Apply for ECO4 Funding (Simple Steps)

How to Apply for ECO4 Funding (Simple Steps)

At HeatSources UK, we make the process easy and hassle-free:

Step 1 — Check Your Eligibility

Fill in our quick online form or call our team. We’ll confirm if you qualify.

Step 2 — Free Home Assessment

Our trained engineers visit your home to assess which measures are best for you.

Step 3 — We Handle the Paperwork

We apply for ECO4 funding on your behalf and arrange installation dates.

Step 4 — Free Installation

Our certified installers carry out the work — often in just 1–3 days — with minimal disruption.

Step 5 — Enjoy Lower Bills

Relax in a warmer, more energy-efficient home.

Apply today — it’s quick, easy, and could save you thousands.

Why Choose HeatSources UK?

We’re trusted experts in delivering ECO4-funded home upgrades across the UK. Here’s why homeowners trust us:

  • 20+ years of experience
  • 1000+ successful installations
  • Fully accredited engineers(Gas Safe, TrustMark, PAS 2030)
  • Friendly customer service from start to finish
  • We cover all paperwork and applications — stress-free for you
  • No hidden costs — FREE if eligible

Frequently Asked Questions (FAQs)

Yes — if you meet the eligibility criteria, ECO4 covers 100% of the costs for approved measures.

You might still qualify under LA Flex. Contact us — we can check for you.

No — ECO4 is a grant, not a loan. There are no repayments.

Yes — private landlords can apply with tenant permission if tenants meet eligibility.

Most upgrades (boilers, insulation) take 1–3 days, depending on the measures.

Ready to Save Money and Stay Warm? Apply Today.

Don’t miss out on free home upgrades worth up to £40,000.
Check your eligibility today and start saving money on your energy bills.

👉Click here to apply now (Free Eligibility Check)
📞Call us at +44 7837 418499 — Our friendly advisors are ready to help.

Conclusion

The ECO4 scheme is a game-changer for UK homeowners looking to cut bills, stay warm, and reduce carbon emissions.

With free funding, quick installations, and long-term savings, there’s no reason to wait.
Contact HeatSources UK today and secure your energy-efficient future.